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Filing bankruptcy, whether it’s chapter 7 or chapter 13, is a big decision. Let’s take a look at all the amazing ways filing bankruptcy can help you get a fresh start and help you take advantage of starting over this […]

Student Loans are a Nightmare For many years, Congress has made it nearly impossible to discharge student loans. The premise was that anyone who takes out a student loan should not be able to discharge that loan and essentially get […]

  ATTENDING THE BANKRUPTCY HEARING Everyone who files bankruptcy must attend at least one Section 341(a) hearing. This hearing is commonly called the “Meeting of Creditors.” At this hearing, a bankruptcy trustee will ask everyone who has filed bankruptcy questions […]

What is Prop 209? Proposition 209 was recently overwhelmingly approved by Arizona voters over the most recent election in November 2022 with more than 70 percent of the voters’ approval rating. This Proposition was touted by the media as a […]

Bankruptcy may not be for everyone. There are risks involved such as losing your money or property, bankruptcy stays on your credit report for up to ten years for chapter 7 or seven years for chapter 13, you will have […]

For most bankruptcy filers, keeping a car is one of the most important concerns when considering chapter 7. Let’s look at the options you have to keep your car. First, it is highly recommended that you are current on the […]

What’s Causing Inflation? The federal government continues to rise interest rates. The Feds use interest rates as a tool to combat inflation. Rising interest rates means less inflation, hopefully. However, rising inflation also leads to recession. There are many reasons […]

EVICTIONS AND BANKRUPTCY – POST COVID (Part 2)   How Can Bankruptcy Help Filing a chapter 7 bankruptcy may only be a temporary stop to an eviction. By filing any chapter of bankruptcy, an Automatic Stay will take effect immediately […]

BANKRUPTCY AND STUDENT DEBT RELIEF – Part 2 This is the second installment of my article on new guidelines for dealing with student loans Can I Discharge Student Loan Debt in Bankruptcy? The short answer here is yes, but it’s […]

BANKRUPTCY AND STUDENT DEBT RELIEF Recent Updates in the Law Recently, the Biden Administration passed a sweeping referendum allowing some students to apply for student loan debt relief. The provisions include the Department of Education will provide relief to Pell […]