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What Happens to Cosigned Debt in Chapter 7 Bankruptcy?

Cosigned Debt in Chapter 7 Bankruptcy

A question that comes up a lot in bankruptcy is what happens to debt and collateral when I have cosigned with another party? Will the other person still owe the debt? Will the other person be able to keep their […]

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Multiple Bankruptcy Filings: When Can You File Again For A Second Bankruptcy?

Multiple Bankruptcy Filings Arizona

Many times when a bankruptcy filer’s situation has not improved since the filing of a prior bankruptcy, it may become necessary to file another bankruptcy. If you are looking at the possibility of filing a second bankruptcy shortly after filing […]

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Bankruptcy — 7 Commonly Asked Questions and Answers

Bankruptcy — 7 Commonly Asked Questions and Answers

The answers below are for questions that are commonly asked not only to myself but also on the internet searches about bankruptcy. These questions generally will apply to any chapter of bankruptcy that a person might file. In most cases, […]

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Arizona Bankruptcy Exemptions

Arizona Bankruptcy Exemptions

Many people are fearful of bankruptcy because they do not want to take a chance of losing their home, car or other property by filing bankruptcy. There are many stories that can be found about people who filed bankruptcy without […]

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Things You Need To Do If You Are Considering Filing Bankruptcy

Things You Need To Do If You Are Considering Filing Bankruptcy

The information below contains some helpful tips on what to do if you are considering filing bankruptcy. The most important thing you can do is contact a lawyer for help before filing any bankruptcy. Know what property you can keep […]

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Impact of the Coronavirus (COVID-19) on Your Employment and Possible Bankruptcy

Impact of the Coronavirus (COVID-19) on Your Employment

For most people, bankruptcy is a last resort option when the financial situation worsens. However, with the Coronavirus causing widespread job losses, it may be the only option you have to save your home and car from being foreclosed or […]

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Personal Chapter 7 Bankruptcy vs Business Chapter 7 Bankruptcy

Personal Chapter 7 Bankruptcy vs Business Chapter 7 Bankruptcy

As with any economic uncertainty, many businesses small and large are consuming resources to keep the business going. Many of these businesses may decide to look into the advantages of filing chapter 7 bankruptcy. But, which do you file, personal […]

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Who Knows I Filed Bankruptcy?

Who Files Chapter 11 Bankruptcy?

A question that comes up a lot is, “Who else is going to know I filed bankruptcy” or “is my bankruptcy public record”? The technical answer to these questions is yes, it is public record. However, for the average person, […]

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Title Loans, Registration Loans and Payday Loans

Title Loans, Registration Loans and Payday Loans

These three types of loans seem to come up a lot in bankruptcy. If you are finding the need for any of these loans, you may be on a collision course with the need to file bankruptcy. What are these […]

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The Haven Act

The Haven Act

In bankruptcy, the general rule is that a person filing bankruptcy must disclose to the court all income from every source. Most income sources are counted towards a test to determine eligibility for the various chapters of bankruptcy called the […]

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